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Ontario to expand deposit insurance coverage to credit unions for homebuyers

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WATCH ABOVE: Spring is typically a busy season for home buyers and sellers. Sales representative for Royal LePage, Tom Storey joins Antony Robart to discuss navigating the housing market this spring season. – Mar 22, 2023

Ontario is expanding deposit insurance to credit unions for homebuyers.

Public and Business Service Delivery Minister Kaleed Rasheed says the measures will help protect Ontario credit union members who are saving for their first home.

The changes would apply to credit union members who have a first home savings account.

Read more: A look at the ‘daunting’ costs many Ontario homebuyers face in their 1st year of ownership

Rasheed also says the province is consulting on a cooling-off period for buyers of new freehold homes as it looks to strengthen protections for buyers.

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He says if approved, the buyer could rescind their purchase agreement within a specific time frame.

The province is also looking for input on whether there should be a requirement for buyers of all new homes to receive legal advice on purchase agreements.

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